:root{--ink:#172036;--muted:#5d6678;--blue:#2047b5;--blue2:#15358f;--pale:#f3f6fb;--line:#dbe2ed;--green:#16724b;--warm:#fff8e8;--white:#fff;--radius:16px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--white);font:17px/1.7 system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}a{color:var(--blue);text-underline-offset:3px}a:hover{color:var(--blue2)}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.narrow{width:min(820px,calc(100% - 40px))}.site-header{position:sticky;top:0;z-index:10;background:#fffffff5;border-bottom:1px solid var(--line)}.nav-wrap,.footer-grid{display:flex;align-items:center;justify-content:space-between;gap:24px}.nav-wrap{min-height:68px}.brand{font-weight:800;color:var(--ink);text-decoration:none}.site-header nav,.footer-grid nav{display:flex;gap:22px}.site-header nav a,.footer-grid nav a{text-decoration:none;font-weight:650;font-size:15px}.hero{padding:88px 0 68px;background:linear-gradient(135deg,#eef3ff,#fff 60%,#f2faf6)}h1,h2,h3{line-height:1.18;letter-spacing:-.025em}h1{font-size:clamp(2.45rem,6vw,4.6rem);margin:.25em 0}h2{font-size:clamp(1.8rem,4vw,2.7rem);margin:0 0 22px}h3{font-size:1.3rem;margin:0 0 12px}.lead{font-size:1.22rem;color:#3f4960}.eyebrow{text-transform:uppercase;letter-spacing:.13em;color:var(--blue);font-weight:800;font-size:.78rem}.quick-answer{margin-top:34px;background:var(--white);border:1px solid #cbd7f4;border-left:6px solid var(--blue);border-radius:var(--radius);padding:26px 30px;box-shadow:0 16px 45px #233b6e1a}.quick-answer h2{font-size:1.4rem;margin-bottom:10px}.quick-answer ul{margin:0;padding-left:22px}.section{padding:78px 0}.alt{background:var(--pale)}.content-grid{display:grid;grid-template-columns:minmax(0,2fr) minmax(260px,1fr);gap:44px}.note,.expert{background:var(--warm);border:1px solid #eedda9;border-radius:var(--radius);padding:24px}.note{align-self:start}.cards{display:grid;gap:20px;margin:28px 0}.cards.three{grid-template-columns:repeat(3,1fr)}.cards.two{grid-template-columns:repeat(2,1fr)}.card,.mistake{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px}.review{display:grid;grid-template-columns:64px 1fr;gap:24px;padding:34px 0;border-top:1px solid var(--line)}.review:first-of-type{border-top:0}.winner{background:#f7f9ff;border:1px solid #cfd9f6;border-radius:20px;padding:34px;margin:20px 0}.rank{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:var(--ink);color:#fff;font-size:1.35rem;font-weight:900}.winner .rank{background:var(--blue)}.badge{display:inline-block;margin:0 0 8px;padding:4px 10px;border-radius:99px;background:#e5ecff;color:var(--blue2);font-size:.78rem;font-weight:800;text-transform:uppercase;letter-spacing:.06em}.cta{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-top:24px;padding:22px;border:1px solid #b9c8ef;border-radius:14px;background:#edf2ff}.cta p{margin:3px 0 0;font-size:.92rem}.button{display:inline-block;flex:none;padding:13px 19px;border-radius:10px;background:var(--blue);color:#fff;text-decoration:none;font-weight:800;box-shadow:0 7px 18px #2047b533}.button:hover{background:var(--blue2);color:#fff}table{width:100%;border-collapse:collapse;margin:28px 0;background:#fff;font-size:.94rem}caption{text-align:left;font-weight:800;font-size:1.12rem;margin-bottom:10px}th,td{padding:14px;border:1px solid var(--line);text-align:left;vertical-align:top}th{background:#e9eef8}.table-scroll{overflow-x:auto}.split{display:grid;grid-template-columns:1fr 1fr;gap:28px}.checklist{list-style:none;padding:0}.checklist li{position:relative;padding:8px 0 8px 30px;border-bottom:1px solid var(--line)}.checklist li:before{content:"✓";position:absolute;left:4px;color:var(--green);font-weight:900}.tips li{padding:8px 0}.expert{margin:16px 0;background:#eff8f4;border-color:#b9dfce}.mistake{border-top:5px solid #c2792c}.region-links{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.region-links a{padding:20px;background:#fff;border:1px solid var(--line);border-radius:12px;text-align:center;font-weight:800;text-decoration:none}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-weight:800;font-size:1.08rem}.faq details p{color:var(--muted)}footer{padding:46px 0 28px;background:var(--ink);color:#dfe5ef}.footer-grid{align-items:start}.footer-grid p{margin:.4em 0}.footer-grid a{color:#fff}.disclosure{margin-top:30px;padding-top:22px;border-top:1px solid #39435a;font-size:.82rem;color:#aeb8ca}.legal h2{margin-top:42px}.regional-hero{padding:70px 0 45px;background:var(--pale)}@media(max-width:800px){body{font-size:16px}.site-header{position:static}.nav-wrap{align-items:flex-start;padding:16px 0}.site-header nav{display:none}.hero{padding:56px 0 46px}.section{padding:56px 0}.content-grid,.cards.three,.cards.two,.split,.region-links,.review{grid-template-columns:1fr}.winner{padding:24px}.cta,.footer-grid{align-items:flex-start;flex-direction:column}.button{width:100%;text-align:center}.footer-grid nav{flex-wrap:wrap}}
